After 6 years of working for the company, I started thinking about owning a truck. I am not doing anything too quickly, but in another year or two. At this stage I am thinking about mainly 2 things: 1. How will being an owner operator affect my work life. 2. Finance. I don't have too much of savings, which means if I am buying a truck, I need to get a truck loan. Even then I need enough in hand for a down payment. If not buying, I know about truck leasing, but is not sure if that's a good option, given I will be driving it everyday. All these thoughts are starting to distract me, but I am sure, I want to own a truck. I know it's early to make a final decision yet, but I am someone who tries to start planning everything as early as possible. I hope someone could advise me more about becoming and owner operator and financial options.