If one is independent, then all your numbers would be pretty accurate. But the majority of OTR truck owners are doing work with carriers in some way or form. Many will cry out that one cannot make it in trucking getting a buck a mile and FSC. It's not that hard linked up with the right carrier and operation. When I can get my physical damage for $2 per $1000 in value of the truck, and bobtail ins $27 a month, OCC/ACC (workmen's comp) for $136 a month, I get my plates reimbursed, the miles I am paid on are pretty accurate for miles it actually takes (I average 2.4% out of route annually). I have no cost associated with IFTA, I get from between .20 and .50 off the cash pump price on fuel (with a max of $0.75 charge for swiping the fuel card, sometimes no charge), I get roughly $50 an hour for detention after the 1st 2 hours, and I get $100 for each additional stop. Only fee I get charged for is $10 a week for the Qualcomm, but it also has a pretty good GPS routing feature so I don't have to shell out for one of those GPS units. I opt for having the Prepass that I also pay for, but that pays for itself in less fuel used going into scales and time savings, and all for about the price of a large supreme pizza a month. No deposits on qualcomm, no trailer rental or fee. I have a blue cross blue shield health plan I got thru an independent agent for $340 a month for both me and the wife with a $5 million lifetime medical payout coverage. I have multiple relational spreadsheets set up on my laptop, so I can track things as they happen and bookkeeping / record keeping is very low cost. Expense receipts / invoices get scanned into my computer and I don't have to keep track of a lot of paper. In January, I PDF the spreadsheet that consolidates all this information to my accountant and he does the tax filings. True, many do not have the same situation as mine, but they need to question why they stay where they are, and how they are running their operation. But as far as actual cost to run a truck, it doesn't take $1.76 (+FSC) to operate a truck and still have a decent net income. You just need a decent contract and the mindset to run a business.